Not a day goes by that I do not receive an email communication from a director or a manager which requires a response and which has multiple addressees attached. Who all these people are is usually anybody's guess. In the business world, we oft...
QUESTION: I recently saw a sign that our association posted at the pool that says if anyone currently has or has had diarrhea in the past 14 days, they should not use the pool. That seems inappropriate. Is the sign necessary? ANSWER: Yes, the sign is necessary. The California Building Code (CBC) was recently amended […]
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By Tracey March At the core, rental owners are in the rental business because they want rental income. If tenants don’t pay their rent, rental owners don’t get paid and they may have to initiate costly and time-consuming evictions. Property management professionals know that the method used to collect and process monthly rent impacts whether tenants make on-time rent payments. A good rent collection and payment system should meet two requirements. First, it should make it easy for the property owner or manager to collect and track payments. Second, it […]
I just returned from a weekend in Gainesville where I met a pleasant, intelligent woman who was lamenting the uninformed state of her current board of directors. Lucy described a litany of abuses, mostly stemming from her board's unwillingness to read...
A friend called and said his daughter was buying a condo. He asked what she should look for when buying one. Following are my recommendations. 1. Maintenance. Don’t assume the association takes care of everything, it doesn’t. Find out what your maintenance responsibilities are so you can budget for them. Inspect the common areas. If […]
The widely watched criminal trial of George Zimmerman was concluded this past weekend. The civil action brought by the family of Trayvon Martin against the homeowners' association where their son died has also been resolved, allegedly for a 7...
Although California has not yet addressed whether homeowner associations can ticket persons for speeding on their streets, Illinois has. Flashing Lights & Tickets. Earlier this year, the Supreme Court of Illinois ruled that associations can (i) stop drivers and issue tickets for violating the association’s traffic rules, (ii) use amber flashing lights on security vehicles, […]
A California appellate court recently overruled a trial court decision that allowed a homeowners association board to advocate a point of view in an election to amend the association’s governing documents. Wittenberg v. Beachwalk Homeowners Association, which the court certified for publication on June 26, 2013, addressed whether the Davis-Stirling Act provisions that expressly apply […]
Before Superstorm Sandy, the top 10 costliest U.S. natural disasters between 1980 and 2010 caused more than $501.1 billion in damage and up to 22,240 deaths, according to the National Weather Service and the Insurance Information Institute. These events impacted both coasts and most parts in between.
There have been many ongoing pleas for years now to convert the federal flood insurance program into a national catastrophic insurance program which would cover all natural disasters including wildfires, tornadoes, earthquakes, hurricanes, floods and ice storms. Of course, the countervailing argument points out the paucity of coverage under the national flood program as well as the fact that this federal program is essentially bankrupt from year to year.
· Hurricane Katrina, 2005Biggest impact: Alabama, Florida, Louisiana, MississippiDamage: $145 billionDeaths: 1,833
· Drought and Heat Wave, 1988Biggest impact: Central and Eastern U.S.Damage: $76.4 billionDeaths: 5,000 to 10,000
· Northridge Earthquake, 1994Biggest impact: CaliforniaDamage: $67 billionDeaths: 60
· Drought and Heat Wave, 1980Biggest impact: Central and Eastern U.S.Damage: $54.8 billionDeaths: 10,000
· Hurricane Andrew, 1992Biggest impact: Florida, LouisianaDamage: 43.5 billionDeaths: 61
· Midwestern Floods, 1993Biggest impact: Central U.S.Damage: $32.8 billionDeaths: 48
· Hurricane Ike, 2008Biggest impact: Louisiana, TexasDamage: $28.4 billionDeaths: 112
· Hurricane Wilma, 2005Biggest impact: FloridaDamage: $18.6 billionDeaths: 35
· Hurricane Charley, 2006Biggest impact: Florida, North Carolina, South CarolinaDamage: $17.9 billionDeaths: 35
· Hurricane Ivan, 2004Biggest impact: Alabama, Florida, Louisiana, TexasDamage: $16.7 billionDeaths: 57
Given the losses we've already suffered over the last few decades and the likelihood that these will continue or even escalate, perhaps it is time to roll up our sleeves and finally make a national catastrophe policy a reality?
This work by Donna DiMaggio Berger, Esq. is licensed under a Creative Commons Attribution-NoDerivs 3.0 Generic License.